Tools and calculators

Financial tools to help you plan your financial future.

Managing My Money

Budget planner

Helps you check where your money is going if you are spending more than you can afford and makes sure that money is going towards your priorities.

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Savings goals calculator

Helps you work out what it will take to reach your savings goals and how long it will take you.

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Compound interest calculator

Helps you work out how much you can save with a regular amount, how much you need to save to reach your target and how your interest will compound

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Income tax calculator

Find out how much tax you will pay on your employment income this year

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Retirement

Retirement Planner

Helps you check where your money is going if you are spending more than you can afford and makes sure that money is going towards your priorities.

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Super and pension age calculator

Works out when you can access your super and get the age pension.

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Reverse mortgage calculator

Helps you work out how your debt builds over time, how much of your home will you own and how changes in interest rates and house prices will affect the equity in your home.

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Account-based pension calculator

Helps you find out how long your pension may last and if you can make it last longer with lower fees or a different investment option.

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Superannuation

Retirement Planner

Helps you work out the income you’re likely when you retire, and your contributions, investment options, fees and retirement age may affect your retirement income.

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Super vs mortgage calculator

Helps you work out if you are better off putting spare money into your super or your mortgage.

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Employer contributions calculator

Find out how much super your employer should be paying you.

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Super contributions optimiser calculator

Find out how different types of contributions can grow your super.

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Investing

Managed funds calculator

Help you to work out how much your managed fund could be worth in the future.

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Online calculators are provided by MoneySmart from ASIC, the Australian Securities and Investments Commission.

Information on this page does not consider your personal circumstances and is general advice only. You should not act on the information provided without first obtaining professional financial advice specific to your circumstances. Past performance is not a reliable indicator of future performance.